Family Fraternal Benefits

CHAD LUEKEN AGENCY of Southern Indiana
• 142 W. 3rd Street • Jasper, IN, 47546 • Toll Free: 1 (866) 311-KOFC (5632) •

BrotherKnight.com

CHAD LUEKEN AGENCY of Southern Indiana
• 142 W. 3rd Street • Jasper, IN, 47546 • Toll Free: 1 (866) 311-KOFC (5632) •
• Local 812-481-9200 • FAX: 812-481-1500 • Email: chad.lueken@kofc.org

Did YOU know??? The CHAD LUEKEN AGENCY offers YOU over 50 years of professional insurance experience. Did you know??? The Knights of Columbus is one of only five companies that consistently earn the highest ratings for financial strength from A.M. Best and Standard & Poor's, and certified by IMSA for the highest marketplace ethics! Did you know??? Last year the Knights of Columbus paid out $1 Million a day in dividends to policyholders? Did you know that our Founder Father Michael McGivney has an open case for sainthood in Rome and has been declared by the Vatican as "Venerable Servant of God?"

This program makes available to eligible family members five distinct types of assistance. To be eligible, the member must
requiring an annual premium of at least $150, or providing at least $5,000 permanent life insurance coverage.

A) LIFE INSURANCE BENEFITS- The KOFC offers a variety of plans for healthy children. What about children who are
physically challenged or mentally impaired? Not to worry, KOFC can help you with this as well.

1) A $5,000 life insurance plan, at standard rates, for members uninsurable or rated newborn child, provided the
application is made before the child is 61days old

2) A $5,000 life insurance plan, at a rated premium, for a members uninsurable child between the ages of 60days and
18yrs.

3) Up to $5,000 life insurance, at standard rates for a mentally impaired child, otherwise in good health, between the ages
of 3-18yrs of age.

ELIGIBILITY FOR THESE BENEFITS- The child's bothers or sisters, who have not been denied for insurance, must be
insured under an individual KOFC certificate.

B) DEATH BENEFITS- KOFC PROVIDES:

1) A $1,500 death benefit to the family when the child dies less then 61days after birth.

2) A $750 death benefit to the family when a child is stillborn at least 20-weeks after conception.(The order affirms that life
begins at conception. In this instance, the benefit requires a certified death certificate for the stillborn child, hence the
ORPHAN FRATERNAL BENEFIT PROGRAM:

Since the founding of the order, KOFC has been especially concerned about the welfare of the child who looses both
parents. With this program, the order once again demonstrates this concern for the offspring of eligible families by
providing the following two benefits:

1. An Orphan Fraternal Benefit of $80 is paid monthly for support of each eligible orphan until he or she reaches age 19,
graduates from high school, enters military service, marries, discontinues Knights of Columbus insurance, or no longer
attends school.(except if he or she has a disabling illness) If the orphan attends college/vocational/technical school
full-time, the Orphan Fraternal Benefit can continue to age 23.

2. The child may also be eligible for up to $1,750 a year in educational grants. The grants are based on financial need
and will not exceed a maximum of $7,000 in a four year period.

For a child to be eligible for these two orphan benefits, the father must have been in good standing with his council and at
least one parent must have been insured under a Knights of Columbus certificate requiring an annual premium of at least
$150, or providing at least $5,000 permanent life insurance coverage. The child must be under 19 years of age and be
insured by an individual Knights of Columbus Certificate.